8107 Sierra Manor Ln, Tampa, FL 33635
4 beds · 4 baths · 3,611 sqft sqft
Introducing a waterfront masterpiece in the coveted gated enclave of Double Branch Estates, Tampa—where privacy meets unparalleled luxury. Nestled on an expansive 1.17-acre estate, this prestigious residence offers over 130 feet of direct water frontage on a tranquil saltwater canal with instant access to Upper Tampa Bay. With a private (recently upgraded to Trex wood) dock, 6,000-pound boat lift, and no HOA, this home is a rare gem, designed for those who value both sophistication and freedom. From the moment you enter, the home radiates opulence. Hand-scraped wood floors set the tone for the meticulously crafted interiors, awash in natural light from energy-efficient double-pane windows. The gourmet kitchen is a culinary dream, complete with custom cabinetry, striking granite countertops, and a top-of-the-line Wolf gas stove, installed in 2023. Whether hosting intimate dinners or grand celebrations, the choice of formal dining, casual dinette, and open-concept living areas ensures your guests will feel at home. A cozy gas fireplace in the family room serves as a perfect focal point for elegant, relaxed living. Upstairs, the primary suite redefines luxury. Cozy up by the room’s private gas fireplace, step onto the west-facing balcony to enjoy breathtaking sunsets, or unwind in the spa-inspired en suite with dual vanities, a soaking tub, and an electric fireplace. A custom-designed walk-in closet ensures your wardrobe stays as luxurious as your surroundings. The second bedroom, also featuring an en suite and walk-in closet, offers guests or family a private retreat, while two additional spacious bedrooms and a large media room complete this level. Outdoor living at this estate is simply unparalleled. The expansive screened patio, with its wood floors and ceiling fans, invites you to indulge in alfresco dining and relaxation while overlooking the resort-style heated pool and spa. A beautifully designed paver deck wraps around the pool and extends down to the dock, creating an ideal space for entertaining, sunbathing, or simply soaking in the serene waterfront views. The sprawling backyard offers even more room to enjoy, whether it’s for play, pets, or tranquil relaxation. This estate is not only stunning, but also equipped with high-end modern conveniences. Recent upgrades include a new metal roof with a 65-year transferable warranty, two American Standard HVAC systems (installed in 2024), and fresh exterior paint. The home is fully integrated with smart technology, supported by CAT wiring and a comprehensive security system. A 500-gallon buried propane tank fuels the Wolf stove, fireplaces, and a whole-home 37KW Generac generator, ensuring that you're always prepared, no matter the weather. Perfectly situated, this estate offers the peace and privacy of waterfront living, with Tampa International Airport, Downtown Tampa, world-class beaches, shopping, and dining just minutes away. This is your chance to own an exclusive waterfront estate in Double Branch Estates—where luxury, privacy, and freedom converge. Don’t miss out on this one-of-a-kind opportunity.
Source: STELLAR #tb8307146
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307146
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307146
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.