8105 Brower Dr, Bradenton, FL 34211
5 beds · 3 baths · 3,238 sqft
Come and experience this breathtaking custom home in the Maple Grove Estates, this home is stunning inside & out; and is ideally suited for the dynamic lifestyle of today’s upscale homeowner. It's nestled on a spectacular 1 acre fenced in lot has been upgraded on every level. This 1 story 4 car garage home has crown molding throughout the entire home. The main house features 3 bedrooms, and 2 full baths. The gourmet kitchen boasts an oversized island and breakfast bar, island stove, solid wood soft close cabinets with solid wood sliding drawers. This kitchen offers lots of storage, both wood and granite counter tops, built-in microwave, double ovens, canned lighting, custom tile back splash, update tile flooring and a separate entrance leading out to the backyard. The oversized spacious master retreat has lots of space and has a private entrance leading out to the garage area. The oversized master bathroom has a 1 of a kind custom stand up shower and electric sauna, 2 shower heads, full body sprayers, and a Jacuzzi tub, his and her dual vanities, and lots of storage. Upon entry to this home you will be blown away by open floor plan and the fantastic views from the formal living room, family room & dining room areas. A separate theatre room and family room areas have upgraded ceiling fans, new tile flooring, and are perfect when entertaining family and friends. The guest house offers 2 bedrooms, 1 bath, full kitchen, and a large living room area with an over sized 2 car garage that is tall enough to fit an RV.
Source: STELLAR #t3541420
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3541420
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3541420
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.