8100 Olive Brook Dr, Wesley Chapel, FL 33545
4 beds · 4 baths · 2,802 sqft
Discover unparalleled luxury in this exquisite Pulte Pompeii Grand home, where every detail exudes elegance and sophistication. Spanning 2802 sq. ft., this impressive 2-story residence features 3 bedrooms, each with its own ensuite bathroom and walk-in closet, alongside an inviting office and expansive bonus/media room. The office could be a fourth bedroom with a quick install of a door. When mother nature shows up unexpectedly and the power goes out you have a little less worry with this home as it has a Generac Whole House Generator. You can ensure your home stays powered, no matter the weather. Upon entering the home the 8-foot etched glass front door, you're welcomed into a double foyer beneath soaring 10-foot ceilings. The open floor plan seamlessly connects a dining/living room adorned with a striking shiplap signature wall, complementing the vibrant electric fireplace and custom mantle. The gourmet kitchen is a chef's dream, boasting a stunning granite island, complemented by a stone backsplash and top of the line stainless-steel appliances. There is room for bar stools at the kitchen island as well as a nice size dining area adjacent to the kitchen. Throughout the home, dazzling light fixtures add a touch of opulence, with pendant chandeliers illuminating the kitchen island and creating a warm ambiance. The sunlit great room, enhanced by high ceilings and three sliding glass doors, opens onto a screened lanai overlooking a tranquil pond—a perfect spot for morning coffee or evening relaxation. The versatility of the office allows for various uses, whether as an office, formal dining room or a playful space for children. The owner's retreat is a sanctuary of luxury, featuring laminate flooring, a signature wall, and French doors opening to a spa-like master bathroom. Here, double sinks with granite countertops complement a super shower with a bench and rain shower-head. The custom walk-in closet is a masterpiece in itself, adorned with a stunning chandelier, ample drawers, a hamper, and endless shelves. There is a half bath in the same hallway as the laundry room and the laundry has custom cabinets for optimal storage. Upstairs, a spacious bonus room offers flexibility as a gym or media room. There is also a bedroom with an en-suite bath. Additional highlights include window blinds with decorative panels, a surround sound system, in wall pest defense and a water softener. This exceptional home is nestled within the prestigious Epperson community, renowned for its UltraFi connectivity and vibrant lifestyle amenities. Residents enjoy access to the crystal blue Epperson Lagoon, featuring a sandy beach, swim-up tiki bar, cabanas, resort-style pool, water slide, kayaks, paddle boards, and a packed calendar of community events. Located minutes from restaurants, shopping and healthcare. This community is conveniently located near I-75, Epperson offers easy access to Gulf beaches, downtown Tampa, Tampa International Airport, within an hour's drive not to mention the new John Hopkins hosptial is being built minutes down the road. Embrace luxury living and unparalleled convenience in this remarkable home.
Source: STELLAR #TB8362470
Financials
Source: STELLAR #TB8362470
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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