8100 25th Ave N, Saint Petersburg, FL 33710
4 beds · 3 baths · 2,436 sqft
Modern Elegance in Prime Jungle Terrace Location - Welcome to a masterpiece of modern living, crafted by the esteemed Canopy Builders and perfectly positioned on an oversized, tree-lined corner lot in the highly sought-after Jungle Terrace neighborhood. From the moment you arrive, the home’s gas lanterns and wood-accented front porch ceiling create an inviting ambiance that blends timeless charm with contemporary sophistication. Step inside to discover a thoughtfully designed, open-concept floor plan where soaring ceilings, custom trim work, and impact windows flood the interiors with natural light. The heart of the home is the gourmet kitchen, a chef’s dream featuring quartz countertops, soft-close white shaker cabinetry, premium stainless steel appliances, and a gas cooktop—perfect for crafting culinary delights. The adjoining great room and dining area seamlessly connect to an expansive covered back porch, elegantly finished with wood ceilings—ideal for effortless indoor-outdoor entertaining. The first floor is designed for versatility, offering a private office and a guest bedroom with a full bathroom, providing flexibility for remote work, visiting guests, or multi-generational living. Upstairs, the primary suite is a luxurious retreat, showcasing a spa-inspired bathroom with a large walk-in shower, featuring a rainfall shower head and movable wand for a truly indulgent experience. The expansive second bedroom—originally designed as two separate rooms—has been expertly combined to create a generous and adaptable space. For those desiring additional bedrooms, the original builder’s plans are available for an easy reconfiguration. This level is completed by a beautifully appointed full bathroom, and a conveniently located laundry room for everyday ease. For automotive enthusiasts, the garage is a standout feature, thoughtfully equipped with a built-in car lift—perfect for additional vehicle storage, hobby projects, or maximizing space. Additionally, a newer well has offset the water bill from around $1200/mo to $200 for the current owner, offering more savings and efficiency. Enjoy the perfect balance of tranquility and convenience in Jungle Terrace, just minutes from Walter Fuller Park, Azalea Park, and Tyrone Square. Local dining, shopping, and St. Pete’s pristine beaches are all within easy reach, while the neighborhood offers a peaceful, family-friendly atmosphere. This is more than a home—it's a statement of refined living. Experience the best of St. Petersburg, where timeless design meets modern luxury. Schedule your private showing today!
Source: STELLAR #TB8361138
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8361138
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.