810 Maplebrook Loop, Apopka, FL 32703
4 beds · 3 baths · 2,898 sqft
This stunning home is move in ready. Built in 2018, it is spacious with many upgrades and a low HOA of $85.00 monthly. The first floor features a spacious kitchen with granite countertops, stainless appliances, gas range, pendant lights, walk-in pantry, and a large island. The cabinetry includes a built-in china hutch for storage and display. Ceilings are 9'9" for an open spacious feel. Bamboo flooring provides an elegant touch, even on the stairs. There's a large den/office for those who work from home or need a space to study. The oversized garage has room for cars and even a boat. The second floor has a large master bedroom, with two walk-in closets, a large bath featuring walk-in shower, garden tub, and twin sinks with granite counter tops. The laundry room is conveniently located upstairs (washer and dryer do not convey). Best of all, There's a huge great room/den upstairs for all kinds of activities. The home has impact rated windows, tankless water heater, dual A/C system, white vinyl fencing, salt-water pool with sun shelf and water features (2020), irrigation system, oversized covered lanai and patio (2020), with mature landscaping. New Gutter System Installed. New AC System. Located on a pie-shaped lot, the back yard opens up for lots of play area, Conveniently located just minutes to major highways with easy access to airports, shopping and schools. There is a community pool with access to the West Orange Trail on a private loop. Lakes Estate is close to the Forest Lake Golf Club just behind this community. The downstairs recently received new flooring. No more tile. Come and see for yourself. Extras and upgrades are attached to this listing. Video does not show the new wood vinyl flooring for the downstairs 2024.
Source: STELLAR #G5091322
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #G5091322
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.