810 Huttle Rd, Middletown, VA 22645
4 beds · 4 baths · 3,010 sqft
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Discover the perfect blend of modern luxury and rural charm in this stunning residence, built in 2023 and set on 2.7 acres of scenic beauty. With breathtaking views of the surrounding mountains, this home offers a serene retreat from city life while keeping you close to essential urban amenities. Located just an hour from Dulles International Airport and less than a half hour from Skyline Drive in the gorgeous Shenandoah National Park, convenience meets tranquility here. PLEASE NOTE, THE FENCED AREA IS NOT THE COMPLETE YARD. OWNER HAS MARKED THE LOT LINES WITH FLAGS, OUTSIDE THE FENCED AREA... Brand new home crafted by a premier custom builder, showcasing exceptional quality, modern design, and thoughtful details throughout. Step inside to be greeted by an array of custom features and high-end finishes designed to elevate your living experience. The elegant chandelier in the dining room, the charming barn doors in the office, and every detail in between showcase exceptional craftsmanship. The open concept floorplan seamlessly integrates the family room, dining room, and gourmet kitchen, perfect for modern living and entertaining. Gather around the cozy brick fireplace in the family room to create cherished memories with loved ones. The heart of the home, the gourmet kitchen, is equipped with top-of-the-line appliances, including a wall oven, cooktop, and a spacious walk-in pantry. Whether you’re a seasoned chef or enjoy casual cooking, this kitchen will inspire your culinary creativity. The first-floor primary suite offers a private retreat with a luxurious tile shower and floor. Upstairs, you'll find a large loft or second living room, along with three generously sized bedrooms, each featuring walk-in closets for ample storage. Outside find a fully fenced yard, and a brand new luxury shed! Expand your space to fit your needs with a full unfinished basement with R/I plumbing for a full bath as well! Additional features include: Verizon internet available Ceiling fans in all bedrooms for year-round comfort Rubber flooring and built-in shelves in the garage Blinds on all windows Solar power in the shed Don’t miss your chance to own this exceptional property where modern comforts meet idyllic surroundings. Schedule a showing today to experience the unparalleled beauty and luxury of this magnificent home! Calling All VA Buyers This home comes with an assumable loan at an attractive 5.625% rate, with an approximate balance of $863,000. Creditworthiness and substitution of eligibility are necessary.
Source: BRIGHT #VAFV2024326
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFV2024326
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.