81 THORN CREEK WAY, Dallas, GA 30157
THE PERFECT HOME FOR YOUR NEXT CHAPTER! Delight in the seamless mix of Classic Style and Modern Luxury found in this Beautiful Brick-Front Home! From the inviting front porch and covered entrance to the relaxing screened-in back porch, this move-in ready treasure is filled with thoughtful updates! The newly painted exterior (Aug 2024) showcases a fresh, modern color palette, while inside, the home boasts new carpet, upgraded lighting, multiple new ceiling fans, and numerous replaced energy-efficient windows, all designed to elevate your living experience! With a new roof installed in 2018 and a new water heater in 2019, you can enjoy peace of mind for years to come! As you step inside, you're greeted by a bright, open floor plan featuring beautiful hardwood floors and elegant plantation shutters throughout the main level, creating a warm and sophisticated ambiance. The chef's kitchen is a culinary haven, offering granite countertops, abundant cabinet and counter space, stainless steel appliances, and a 5-burner gas range for all your gourmet cooking adventures. Whether you're enjoying casual meals in the breakfast room or hosting formal dinners, this home is designed to adapt to every occasion. When it's time to unwind, relax in the oversized two-story great room, where a raised-hearth brick fireplace invites you to cozy up. The owner's suite is a true retreat, featuring a spacious sitting area and a spa-like bathroom with a jetted soaking tub and expansive walk-in shower - your personal oasis for relaxation. Upstairs, the secondary bedrooms are generously sized, and the hall bath, with dual vanities, ensures comfort for the whole family. Outdoor living is equally inviting, with a newly painted screened porch that overlooks a serene, wooded backyard - an ideal spot for morning coffee or entertaining friends! Practical features abound, including a two-car garage with epoxy flooring, a large separate storage area (because you can never have enough storage, right), and a convenient main-floor laundry room with cabinetry. Located only minutes from Costco, shopping, dining, and entertainment in Dallas, Hiram, and Marietta, this home offers the perfect blend of quiet comfort and easy access to all the amenities you need. This home resides in a vibrant neighborhood with an outstanding swimming pool and playground. It truly has it all! Don't miss this opportunity - schedule your showing today and Make this House Your Forever Home!
You may be able to put down less than the total down payment amount of $134,860 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7438790
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.