8088 Albatross Rd, Fort Myers, FL 33967
3 beds · 2 baths · 2,956 sqft
Location, Location, Location! Welcome home to this South Fort Myers beautifully UPDATED 3-Bed / 2-Bath POOL HOME with spacious fenced-in backyard! This open floor plan has abundant natural light, vaulted ceilings, & features a NEWLY renovated kitchen with stainless steel appliances, granite countertops & custom cabinetry! Plenty of counter, cabinet, and pantry space in addition to a breakfast bar eat-in kitchen AND separate dining area as well. Fresh NEW paint throughout! NEW water heater installed! Enjoy your sparkling private pool & screened-in covered lanai year-round. The large fenced-in backyard is ideal for pets, kids, & entertaining around your own fire pit. Spacious master bedroom with his & hers closets and private en-suite master bath. The guest bathroom doubles as a pool bath. Located in a desirable centrally located neighborhood, this home is conveniently close to US-41, local schools/parks, FGCU, RSW airport, dining, shopping/minutes to Gulf Coast Town Center, Miromar Outlets, Coconut Point Mall, & beaches. Move-in ready and waiting for its new owner! Schedule your private showing today!
Source: FORTMYERS #225014490
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225014490
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.