8078 Worrell Ln NW, Ash, NC 28420
3 beds · 2 baths · sqft
Escape to your own private sanctuary with this beautifully updated home, perfectly situated on 2.39 acres of secluded land on a privately maintained road. Please respect the private road and view by appointment with a Realtor only! Enjoy the freedom of no HOA while being just a short drive from the charming town of Calabash, as well as the stunning beaches of Sunset Beach and Ocean Isle Beach. Nestled in a tranquil wooded setting, this property offers privacy and a serene atmosphere while being just a short drive away from pristine beaches, vibrant restaurants, and more. Step inside to find an open floor plan, fresh paint, newer flooring, new ceiling fans, and plenty of natural light. The inviting living room flows seamlessly into the dining area and kitchen, perfect for entertaining or relaxing with family. Enjoy cooking in the spacious kitchen, featuring a corner pantry, a large island, and updated stainless steel appliances. The master suite features a large walk-in closet and an updated bathroom with a walk-in shower and oversized tub. This is a split floor plan with two guest bedrooms and a guest bathroom through the family room. In addition to the living room at the front of the home, there is a large family room with a wood-burning fireplace through the dining area. This home includes an extensive water filtration system, providing clean water to the entire home. From the dining area, two sliding doors open to the large, partially covered deck. Around 16 feet of the 30-foot-long deck is covered. The vast yard presents endless opportunities for outdoor activities, gardening, or simply soaking in the peaceful surroundings. Benefit from the freedom to customize and enjoy your property without the restrictions of an HOA. Make it your own! This unique property combines the peace and privacy of a wooded retreat with convenient access to some of the region's most desirable coastal destinations. Don't miss your chance to own this hidden gem.
Source: NORTHCAROLINAREGIONAL #100448850
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100448850
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100448850
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.