806 Knightsbridge Cir, Davenport, FL 33896
3 beds · 2 baths · 1,320 sqft
Get a free consultation call with an expert in the mortgage assumption process.
THE LIST PRICE REPRESENTS THE OPENING OFFER AMOUNT (NET TO SELLER). AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. Welcome Home to The Green at West Haven! Imagine living in a stunning, modernized home in the exclusive, gated community of The Green at West Haven. This property features 3 bedrooms, 2 bathrooms, and 1,320 square feet of well-designed living space. This home boasts a roof installed in 2018, offering peace of mind and long-term savings. The spacious backyard is ideal for hosting gatherings, playing, or accommodating pets. It also includes a motion detector light and a chic sail shade. Inside, tile throughout the house. The gourmet kitchen is perfect for your inner chef, with granite countertops, a double sink, stainless steel appliances, and a trendy backsplash. Both bathrooms have been modernized with new tiles, glass doors, and updated fixtures. Additional updates include new baseboards, smart switches, a new security camera system, and more. The brick paver driveway and porch add to the home’s curb appeal, and a new washing machine and newly installed fence provide added convenience and privacy. The air conditioning unit is only five years old, ensuring efficient cooling during hot Florida days. The Green at West Haven is a secure, gated community with walking and running sidewalks, tennis courts, and a delightful communal pool. The HOA covers lawn maintenance and basic cable, allowing you to spend more time enjoying life. Located near Champions Gate, this home is close to golf courses and a variety of amenities. It is also conveniently located near Disney and I-4, making trips to theme parks and easy commutes a breeze. You’ll find restaurants, shopping centers, and entertainment just minutes away. Whether you’re looking for a safe and vibrant community, convenience, a peaceful retreat, or a prime property near top attractions, this home has it all. Don’t miss out on this gem. Schedule a private tour today and step into the finest of Florida living. Offers will be accepted through Friday, May 16, 2025 at 2:00 pm. AT SELLER'S DISCRETION, AN OFFER MAY BE ACCEPTED AT ANY TIME.
Source: STELLAR #O6256658
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6256658
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.