806 Johns Orchard Ln, Wilmington, NC 28411
5 beds · 4 baths · 4,602 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Coastal Carolina Luxury Retreat | Creekfront | Saltwater Pool & Spa | Private Dock with Gazebo and Pool house Experience luxury coastal living at its finest. This breathtaking coastal farmhouse, built in 2021, is perfectly positioned on a quiet cul-de-sac lot spanning over ¾ of an acre, with stunning creek frontage and unobstructed views of the surrounding salt marsh—teeming with wildlife and natural beauty. Just a 15-minute boat ride to Wrightsville Beach, this home offers the ideal blend of privacy, elegance, and convenience. Property Highlights: Custom-built in 2021 with impeccable craftsmanship and timeless coastal design Heated saltwater pool and spa, surrounded by lush, professional landscaping. Pool house features bedroom #6 and 5th full bathroom with Covered Patio/Grill Space Panoramic views of Pages Creek and adjacent protected Pages nature reserve Private dock with gazebo and boat slip - direct boating access to Wrightsville Beach Expansive ¾+ acre cul-de-sac lot offering privacy and scenic outdoor space Designer finishes including grand white oak beams, Master Chef Kitchen and Applicanes, and detailed work all around the house Chef's kitchen featuring a large island, high-end appliances, and Custom walk-in pantry Stylish butler's pantry and wet bar, with built-in storage and designer organization Located across from a protected coastal park reserve with walking trails, pond fountains, a community pier, and kayak launch Quaint, well-maintained neighborhood with manicured properties and wooded waterfront surroundings Minutes from Mayfaire Town Center, Wrightsville Beach, and Wilmington's top dining, shopping, and entertainment options This extraordinary home is a rare fusion of peaceful waterfront living and modern luxury. Whether relaxing by the pool, entertaining under the stars, or setting out for an evening boat ride, every detail has been curated for comfort, beauty, and effortless coastal living.
Source: NORTHCAROLINAREGIONAL #100500999
Source: NORTHCAROLINAREGIONAL #100500999
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.