805 Semora Ct, Richlands, NC 28574
3 beds · 2 baths · sqft sqft
Nestled in the peaceful town of Richlands, NC, Bradford Estates offers the perfect blend of tranquility and convenience. Located near some of the area's most notable sites—Mike's Farm, Marine Corps Base Camp Lejeune, and Albert J. Ellis Airport—this charming community provides easy access to key destinations while preserving a serene atmosphere. Upon entering the home, you are greeted by a welcoming foyer that opens into a spacious living room, dining area, and kitchen, designed to be the heart of the home where family and friends naturally gather. The open concept creates a warm, inviting environment perfect for entertaining or everyday living. The guest bedrooms are thoughtfully separated from the master suite, offering privacy for all. Positioned near the guest bathroom, they are ideal for accommodating family or visitors. The master suite is a true retreat, featuring a large walk-in closet and an en suite bathroom complete with a stand-up shower and a separate garden tub for relaxing soaks. Conveniently located next to the garage is the laundry room, ensuring daily chores are tucked away yet easily accessible. Above the garage, you'll find the bonus room, also known as the FROG (Finished Room Over Garage). This versatile space can be tailored to your needs—whether it becomes a private office, media room, playroom, or a guest retreat, it offers endless possibilities for creating your own oasis. Stepping out from the dining room onto the patio, you'll discover a backyard that offers nearly total seclusion. With no neighbors directly behind you and the home's strategic placement on the lot, you enjoy extra privacy from those to the left and right as well. For your next project, a 24 x 11-foot shed with a garage-style door is ready and waiting. Don't wait to make this home yours. 805 Semora Ct in Bradford Estates calls to you now!
Source: NORTHCAROLINAREGIONAL #100466507
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100466507
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100466507