8045 Firecracker Trl, Fountain, CO 80817
4 beds · 4 baths · 3,639 sqft
Look no further!This one owner home has been loved and taken care of since the day the lot became available! It sits on an amazing corner lot, that backs to Eagleside Elementary. From the welcoming front porch you'll enter inside greeted with pride of ownership and obvious desire to pass on comfort and lasting enjoyment to the next owner. The spotless shining low maintenance wood laminate flooring throughout the main level living room, separate dining area, office, and family room is just the start. The expansive kitchen features stone/ceramic tile flooring, 3 walls of oak cabinets, all stainless steel appliances, granite countertops, 6X4 kitchen island with granite top as well, and an amazing 8ftx6ft corner pantry. This kitchen is set up with room for informal dining and opens to a relaxing flex space with a full sized corner gas log fireplace. Also included, is the built-in surround sound system and Sony receiver which has speakers on the main level and upper level. There is also a window pass through to the office area to gives the room a more open casual feel. From the kitchen/dining area there is a walkout to the back yard which features a full house length concrete patio (11X45!) partially covered. This extends to a poured concrete sidewalk along the side of the house to the front access gate. Back inside, and heading upstairs is a feature that cannot be ignored. On the split landing is an absolutely stunning, grand, solid wood encased full length mirror. This is the perfect preview of the spacious open loft with built-in speakers and can be used for so many purposes. Off to one side is the master bedroom suite with a private 5 piece bath to include double sinks and double walk-in closets and best of all, a walkout to the 18x8 private patio with trex decking, new railings, and recently added extra support beam. There are two more bedrooms with walk-in closets . And another bedroom with it's own private full bath! Brand new central vacuum! Just come see!
Source: PPMLS #4470520
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #4470520
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.