804 Mclaury Cv, Killeen, TX 76542
1 beds · 3 baths · 2,708 sqft sqft
Competition melts by comparison to this powerfully priced Stylecraft built home! It’s measured in the dimension of this well designed floorplan spanning 2708 square feet! Convenient location is ideal: quiet neighborhood yet easily accessible to virtually EVERYTHING! Curb appeal is derived from varying roof lines & a brick and stone combination exterior. The entry porch welcomes visitors & guides them to the impeccably maintained interior where the foyer, displaying a soaring ceiling, greets them. French doors on the left open the formal living room or study where a twinset of full-length windows overlook the front yard. The open floorplan allows for family interaction, preventing the cook from becoming isolated –making cooking more of a pleasure than a chore. The spacious, light-filled dining area transitions to the cook’s delight kitchen which boasts a bevy of cabinets and granite topped counter space, a pantry, and a truly Texas-sized center island with additional seating for snacking or quick meals—granting exceptional space utilization. Full-length windows illuminate the family room –sporting liberal wall space - while capturing a wide-screen view of the back yard. Atrium door opens to the covered patio & fully privacy fenced backyard. Primary suite is positioned on the main floor and features large windows for natural light, lighted ceiling fan, & a well appointed bath complete with deep soaking tub, separate shower enclosure, and oversized walk-in closet. A guest powder room is discreetly positioned off the hallway leading to the large laundry room and the dual car sized garage. Ascend to the upper level and discover 3 secondary bedrooms served by a full-size bath, large loft/game room, additional small loft presently used as a compact office or craft nook, and an expansive media room. LVP or tile flooring throughout the main areas, bedrooms have plush carpeting. Covered patio and fully fenced back yard beckon for outdoor enjoyment.
Source: ACTRIS #2581061
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2581061
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #2581061