803 W Sligh Ave, Tampa, FL 33604
4 beds · 2 baths · 1,967 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This property is eligible for $5,000 Chase homebuyer gift towards buyers prepaids and closing costs!!! Welcome to Hillsborough River Estates, a hidden gem nestled in the heart of Tampa, Florida, where the serene beauty of nature meets the vibrant energy of city life. If you're looking for a newer construction, solid BLOCK home, look no further!! This open-plan single story home in the desirable Hillsborough River Estates features four bedrooms, two full baths and two car garage has it all. At the front, you will be welcomed with a covered front porch, entry door with sidelight, an entryway that leads to living area with gorgeous custom coffered ceilings. You'll love the character details, ceiling height, and wood plank tile floors throughout. The open concept kitchen seamlessly connects with the living and dining areas, providing a spacious and inviting environment for family gatherings and entertaining The beautiful kitchen, ideal for entertaining, boasts granite countertops, fabolous island and stainless steel appliances. The split plan of this beautiful home ensures a welcoming master suite with ample privacy from the other three bedrooms. Relaxing master retreat features tray ceiling, large walk in closet and beautiful en-suite bath with tile shower, separate soak in tub, double vanities and granite counter. The other three bedrooms provide built-in closets for added convenience. Additional highlights include a motorized roll out sun shade in the back porch area. Walk to Tampa Bay's Lowry Park Zoo and just minutes away from the Seminole Heights dining district. Across from Lowry Park Zoo and behind this house along the Hillsborough River is the 0.9 mile asphalt Lowry Park Trail. The trail meanders along the riverfront and through beautiful oak woodland hammocks. Park amenities include picnic tables, shelters, restrooms, fishing docks, a canoe and boat launch, and grills.Residents of Hillsborough River Estates enjoy a variety of recreational opportunities right at their doorstep. Kayaking, fishing, and leisurely strolls along the riverbanks are just a few of the activities that await you. The community is also conveniently located near local parks, shopping, and dining, ensuring that you have everything you need within reach. Enjoy an easy commute to downtown Tampa and MacDill Air Force Base! Benefit from no CDD fees and NO HOA fee. Also, NOT IN A FLOOD ZONE!! ONE STORY house could be your “Forever Home"!
Source: STELLAR #TB8303994
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8303994
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.