803 W Sligh Ave, Tampa, FL 33604
4 beds · 2 baths · 1,967 sqft
One or more photo(s) has been virtually staged. NO HURRICANE FLOODING!! YOU CAN START OCCUPYING THIS HOUSE IMMEDIATELY!! If you have been impacted by the recent Hurricane, Pre-occupancy addendum can get you in this house quickly while your loan is in process. NOT IN A FLOOD ZONE!! If you're looking for a newer construction, solid BLOCK home, look no further!! This open-plan one story home in the desirable Hillsborough River Estates features four bedrooms, two full baths and two car garage has it all. At the front, you will be welcomed with a covered front porch, entry door with sidelight, an entryway that leads to living area with gorgeous custom coffered ceilings. You'll love the character details, ceiling height, and wood plank tile floors throughout. The open concept kitchen seamlessly connects with the living and dining areas, providing a spacious and inviting environment for family gatherings and entertaining The beautiful kitchen, ideal for entertaining, boasts granite countertops, fabolous island and stainless steel appliances. The split plan of this beautiful home ensures a welcoming master suite with ample privacy from the other three bedrooms. Relaxing master retreat features tray ceiling, large walk in closet and beautiful en-suite bath with tile shower, separate soak in tub, double vanities and granite counter. The other three bedrooms provide built-in closets for added convenience. Additional highlights include a motorized roll out sun shade in the back porch area. Walk to Lowry Park Zoo and just minutes away from the Seminole Heights dining district. Enjoy an easy commute to downtown Tampa and MacDill Air Force Base! Benefit from no CDD fees and NO HOA fee. This ONE STORY house could be your “Forever Home"!
Source: STELLAR #tb8303994
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303994
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8303994
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.