803 Tomahawk Trl, Brandon, FL 33511
3 beds · 2 baths · 2,678 sqft sqft
Welcome to your dream home, this is a stunning 2,678 sq. ft. property situated in the sought-after community in Brandon, FL. It boasts 3 bedrooms, 2 bathrooms, a Den/Office, a pool with enclosure and pavers, and a 2-car garage. The house features a large lot size of 43,470 SqFt and has no HOA, offering both space and freedom. Constructed by Arther Rutenberg Homes, this property has undergone significant upgrades, including a roof replacement in 2023, a 5-ton A/C unit replacement in 2017, and a new 50-gallon water heater installed in February 2024. Stepping inside, you'll find an inviting open-concept living area with beaming wood floors and a warm, welcoming ambiance. The bright kitchen is equipped with granite countertops, high-quality appliances, and ample cabinetry. Overlooking the spacious family room with a fireplace, the kitchen allows you to partake in family activities while preparing meals. The home further includes a generously sized dining area. The master suite offers ample closet space and an en suite with a walk-in shower, providing a perfect retreat at the end of a busy day. The additional bedrooms also offer plenty of closet space and share access to a well-appointed guest bathroom. Outside, the fenced backyard provides privacy and ample space for summer gatherings and pool enjoyment. The home's convenient location offers easy access to shopping, dining, and entertainment options, with quick access to the I-75 and I-4 crosstown. Additionally, the property is only an hour away from top Florida vacation destinations, including Busch Gardens in Tampa, Orlando, Disney World, Gulf Beaches, and Tampa International Airport. Don't miss out on the opportunity to own this fantastic home. Schedule a showing now and envision the possibility of making it your new home sweet home.
Source: STELLAR #t3531635
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3531635
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3531635
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.