803 Crescent Way, Wylie, TX 75098
4 beds · 3 baths · 2,754 sqft sqft
Welcome to your dream home, where elegance meets functionality! This stunning property offers an expansive layout designed to meet all your lifestyle needs. From the moment you arrive, you’ll be captivated by the exquisite stone exterior and lush landscaping, leading to a grand entryway that features custom-built shelving, perfect for showcasing your personal style. Adjacent to the entryway, a spacious office provides an ideal workspace, filled with natural light from the large windows throughout the home. Inside, the open floor plan is both welcoming and practical, highlighted by soaring ceilings and gracefully arched entryways that add a touch of sophistication. The living areas are bathed in natural light, thanks to abundant windows that offer beautiful views and a seamless blend of indoor-outdoor living. The kitchen is a chef’s delight, complete with high-end stainless steel appliances, gleaming granite countertops, and a large center island ideal for gatherings or culinary adventures. Retreat to the luxurious first story primary suite, a true sanctuary featuring a spacious ensuite bath with a relaxing soaking tub, separate glass-enclosed shower, and ample vanity space. The secondary bedrooms with one on the 2nd floor are all generously sized, include custom built-ins and share access to a second living area, perfect for a game room, media space, or guest quarters. Outdoors, the covered patio invites you to relax while overlooking an expansive backyard that offers endless possibilities. For car enthusiasts or anyone needing additional storage, the three-car garage is a standout feature. Nestled within the award-winning Wylie ISD, this home also offers proximity to North Dallas, Frisco, Plano, Lavon Lake and Lake Ray Hubbard, making it ideal for outdoor enthusiasts. Don't miss your chance to own a property that blends luxury, comfort, and convenience in one extraordinary package! This one is a winner and is agent friendly.
Source: NTREIS #20777727
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20777727
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20777727
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.