803 Blank Pursuant Ca Gc62 Ave # 625421, Fillmore, CA 93015
4 beds · 2 baths · 1,541 sqft
Welcome to 803 Sespe Ave, a newly remodeled home only 20 minutes from the beach! With 1 hour proximity to Los Angeles and 1 hour from Bakersfield, this home provides so many travel options for travel lovers! This home offers 4 bedrooms and 2 baths, the home was completely remodeled in 2022 and offers move-in-ready convenience! RV parking with power connectors and sewage drain in driveway that can double as extra parking in the driveway space, perfect for guests! The front of the home has a power connection for a sliding gate opener to be installed for extra security! Step into an entertainers dream home layout, with an open floorpan that is sure to wow! The living area welcomes you in as you enter the home onto new flooring throughout. The kitchen is a chef's dream, with dimming lights and breakfast nook adjacent. The dining area offers adjustable mobile cabinets that can be arranged as a buffet cabinet or coffee bar, the choice is yours! This beautiful home has a backyard that will make everyone in your family fall in love! With a new vinyl privacy fence and gates, a covered patio for entertaining, a spacious lawn area, a jacuzzi that stays with the home for your enjoyment, and a storage area! Many added features like Bluetooth connectivity in the master bath, new plumbing, new electrical wiring throughout the home with new electrical outlets, and connections for BBQ in the backyard make this home better than new, don't miss out on this one, come and take a look before it's gone! No HOA, no Mello-Roos. Possible VA assumption loan at 2.25%.
Source: CRMLS #V1-29109
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #V1-29109
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.