8024 Abby Brooks Cir, Wesley Chapel, FL 33545
4 beds · 2 baths · 2,161 sqft
Welcome to Epperson Ranch South in Wesley Chapel, where luxury living meets resort-style amenities! This immaculate 4-bedroom, 2-bathroom waterfront home was built in 2020 and is ready for new owners NOW! No need to wait for new construction. The 2,161 sqrft open layout flows seamlessly between the kitchen, living, and dining areas, making it ideal for gatherings and everyday living. The large island and abundance of counterspace is perfect for those that love to cook and entertain guests. The kitchen features granite countertops, stainless steel appliances, a large pantry, and more cabinet space than you could ever want! The primary suite is situated in the back of the home for maximum privacy and has an oversized bathroom with dual vanities. Relax with the soak tub or oversized walk-in marble shower with multiple showerheads. The walk-in closet is ready to go with a built-in shelving. The home has newer luxury vinyl flooring throughout. The other 3 bedrooms are conveniently located at the front of the home. Other inside features are 9 ft ceilings, pendant lighting, laundry room, water softener and storage in the 2-car garage. Be ready to relax under the Florida sun and enjoy your water view with BOTH an enclosed patio and gazebo. The yard is already fully fenced and perfect for the pets to run around. NON-FLOOD ZONE and NO FLOOD INSURANCE required! And the best for last, the home is just a short walk away from the Lagoon! Living in Epperson Ranch comes with incredible perks. You’ll have access to Epperson's Crystal Lagoon, the first residential crystal lagoon in the US. Spanning 7.5 acres, this water paradise offers sandy beaches, relaxation spots, swim up bar, food trucks, entertainment options, and various activities. The community also features Epperson's Eagle Lake Park, a clubhouse available for private rentals, a dock with a kayak launch, playgrounds, dog parks, a butterfly garden, and more. Also enjoy free cable and internet with your HOA fees. Living here is just a short commute to KRATE, shopping, restaurants, the airport, downtown Tampa, and much more. Schedule your showing today and experience the best of Epperson Ranch living!
Source: STELLAR #tb8326042
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8326042
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8326042
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.