8021 Sunscape Ln, Fort Worth, TX 76123
4 beds · 3 baths · 2,755 sqft
From the point you drive into Original Summer Creek Addition, experience an amazing peace! Mature trees and wider lots and NO front facing garages! This is a quiet oasis yet so near the Chisholm Trail Parkway, grocery stores, restaurants, fabulous shopping areas including Clear Fork a short drive away! This four bedroom home offers so much! The primary suite is sequestered from the three guest bedrooms and bath. There is a den-cozy tv room near the kitchen so watching tennis or football is near the snacks and drinks! Need a double oven? You have it! The island kitchen is so inviting and is large enough for a good sized breakfast table. There are two dining areas! The formal dining area is in an amazing location for a flex space should you be less formal! It could be a fourth living area-maybe a game room. The massive fireplace room boasts a wall of plantation shutter-covered windows that look to the pool and rear covered patio! Let's revisit the primary bedroom suite. The newly installed marble-look ceramic tile floors are lovely! Huge room with the adjoining elegant primary bath with an oversized shower and 6 ft. jetted tub, expansive vanity area with knee space and giant closet! When you need your privacy you can retreat to this lovely area. The full bath on the front hall serves the three large guest bedrooms. There is a recently updated shower in this bath plus a double vanity. One bedroom could be an office! All bedrooms have walk in closets! This home faces west so you will have shade out back in the summer afternoons while enjoying your pool! ALL Executive Class Perry Homes Community and it shows! Rare floor plan not seen like this elsewhere! Lower HOA dues than most at $200 per year! Community events held for owners and their friends. Snow Cone stand recently held! Various other get-togethers at Hadley Park. Plenty of walking and biking trails close and a playground as well. We are also near the hospitals and doctors and vet offices and Tarleton University!
Source: NTREIS #20839966
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: NTREIS #20839966
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.