8015 Wolff St # D, Westminster, CO 80031
2 beds · 2 baths · 884 sqft sqft
Assumable Loan is an option on this gem at only 3.75% which makes the monhtly mortgage only $1,350!!!! Current loan amount is at $198,000. Additionaly Huge Bonus for the buyer's that don't want to assume the loan: Seller’s preferred lender (Sam McMullen @ CrossCountry Mortgage NMLS3029 NMLS1605300) is offering up to 1% towards buyer’s interest rate buydown or closing costs. He can be reached at 303-903-4569 for more info. Buyers are not required to use Sam McMullen for offer to be accepted. Welcome to Westminster Homes! This two-level end unit townhome is everything you will need, from your own private outdoor living space to the updated interior features. New luxury plank vinyl in the upstairs bathroom, new tiles in the kitchen were added in 2022, washer & dryer was replaced in 2021, refrigerator was replaced in 2022, and the hot water heater was installed in 2023. The storage under the stairs has been turned into a cute pantry completed with cabinets for more storage. Additionally both bathrooms have been tastefully updated. The upstairs bathroom was just completed in December 2023 with all new plumbing. On the second floor you will enjoy two spacious bedrooms with plenty of natural light. The primary bedroom was just repainted!! You can enjoy the comfort of this home with forced air and air conditioning. The location is also a huge plus as it is close to the light rail and buses plus close to US36 and all the amenities nearby. Never worry about finding parking, as there is one reserved parking, plus ample parking for your guests.
Source: RECO #3645894
Source: RECO #3645894
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #3645894
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