801 Sparkleberry Cv, Niceville, FL 32578
4 beds · 4 baths · 1,750 sqft
Welcome home to 801 Sparkleberry Cove. This lovely 4-bedroom, 3 and 1/4 bath home is perched on a hill and features all kinds of FANTASTIC UPGRADES. This inviting residence offers 1750sqft of comfortable living space with 3 bedrooms downstairs and another bedroom with full bath upstairs. The kitchen features newer appliances, including an LG refrigerator with dual ice makers, a brand-new Whirlpool dishwasher, a convenient wine cooler, and a built-in microwave. Enjoy clean drinking water with the reverse osmosis system, thoughtfully connected to the kitchen sink, refrigerator, and directly to the coffee pot. There is a high-end exhaust hood over the gas stove. The laundry room features a stackable washer and gas dryer that remains with the home. This home goes beyond the basics with a Simplisafe alarm system; including cameras for added security and peace of mind. There are many lights are on motion sensors throughout the home, lighting your way in areas like the kitchen, walk-in closet, and primary bath. Speaking of the primary bath... WOW! The frameless glass shower with rainfall head, tile to the ceiling, and HEAT LAMPS provide a luxurious experience and the wrap-around double vanity with recessed medicine cabinets add to convenience. The yard features a patio area that is great for grilling as well as a privacy fence and WiFi enabled lawn sprinklers. There are also two kumquat trees and a lime plant, adding a touch of Florida flavor to this exceptional home. Situated on a cul-de-sac in Niceville, FL, this location is within just a few miles to Eglin AFB, Destin/FWB Airport, Turkey Creek Nature Trail, HCA Hospital, Walmart, and so many other shopping and dining options. Schedule your showing today!
Source: EMERALDCOAST #967598
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #967598
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.