801 E Central Dr, Georgetown, TX 78628
3 beds · 2 baths · 1,322 sqft
Welcome to your new home in the heart of Georgetown! This charming 3-bedroom, 2-bathroom residence is a testament to modern comfort and style. Step into a space that seamlessly blends classic charm with contemporary updates. The kitchen, the heart of any home, has undergone a tasteful upgrade, boasting modern amenities and a fresh, sleek aesthetic. Imagine preparing meals in this bright and open space, with new tile flooring that not only enhances the overall look but also ensures easy maintenance. Both bathrooms have been meticulously upgraded to reflect a spa-like atmosphere. You'll find yourself indulging in a sense of luxury with every visit, appreciating the attention to detail and quality finishes. Natural light floods the living spaces, creating an inviting ambiance throughout the home. The new tile flooring extends into these areas, providing a cohesive and stylish backdrop for your furnishings. The result is a home that feels both comfortable and contemporary. Step outside into the spacious backyard and onto the NEWLY BUILT WOODEN DECK, where a large patio area beckons for gatherings and relaxation. Whether you're hosting a barbecue or enjoying a quiet morning coffee, this outdoor space is sure to become a favorite retreat. This home is not just a residence; it's a lifestyle. With the upgrades completed and attention to detail evident in every corner, this property is truly move-in ready. Don't miss the opportunity to make this Georgetown gem your own—schedule a viewing today and envision a future filled with comfort, style, and the joy of calling this place home.
Source: ACTRIS #4545178
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #4545178
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4545178
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.