801 College St, Crandall, TX 75114
3 beds · 2 baths · sqft
THIS IS A OPEN HOUSE YOU MUST SEE. OPEN THIS SAT AND SUN 11:00 - 3:00PM. Don't miss the chance to make this beautiful house your home! Book a tour today and envision the wonderful memories you will create in this delightful residence. This is more than just a home; it’s a lifestyle waiting for you. Act fast—opportunities like this don’t last long. Welcome to your dream home in Crandall, Texas with golf course views! Prospective buyers are impressed to learn that this property has no HOA or annual community fees. This stunning brick residence boasts 3 spacious bedrooms and 2 elegantly appointed bathrooms, perfect for a growing family or those seeking a serene retreat. Situated on an impressive .40-acre oversized lot, this property offers ample outdoor space for recreation, gardening, or simply enjoying the tranquility of nature. You'll be greeted by an extended driveway leading to your 2-car garage that provides plenty of parking for family and guests. With no HOA, you can relish in the freedom to personalize your space as you see fit. The home is ideally located adjacent to a lush greenbelt, ensuring privacy and beautiful views throughout the year. Step inside to discover a well-maintained interior, featuring a cozy fireplace that sets the perfect ambiance for gatherings or quiet nights in. The open layout enhances the flow of the home, making it ideal for both entertaining and everyday living. Natural light pours in through large windows, illuminating the space and highlighting the charming details throughout. If you are interested in this property, reach the listing a-gent for more information or to schedule a tour. The number is on the yard sign in front of the home. Flyers with details and contact information is on the yard sign. Connect for assistance. I will be delighted to help you.
Source: NTREIS #20789075
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20789075
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20789075
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.