8006 Sunfield Ct, Indianapolis, IN 46214
3 beds · 2 baths · 2,016 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Beautifully Updated 3-Bedroom Condo with Cathedral Ceilings & Modern Finishes Welcome to this stunning 3-bedroom, 2-bathroom condo that effortlessly blends comfort, style, and functionality. Boasting a spacious open-concept layout, this home features soaring cathedral ceilings that fill the space with natural light and an airy ambiance. The interior has been freshly painted in 2025, complementing the rich, luxury vinyl plank flooring installed in May 2022, offering both durability and modern appeal. The main bathroom was thoughtfully updated in May 2023, and the second bathroom received a stylish shower upgrade in April 2025 - making both spaces fresh and inviting. Enjoy the elegance of new lighting throughout, including a sleek ceiling fan, chandelier, and recessed lighting added in April 2025. The attached 2-car garage includes a brand-new door installed in March 2025 for added curb appeal and convenience. Nestled among mature trees, this home offers a tranquil setting while being just minutes from local amenities. Whether you're relaxing indoors or enjoying the peaceful surroundings outside, this condo is move-in ready and waiting for you.
Source: MIBOR #22033438
All values shown are estimated costs / mo.
Source: Public records
Source: MIBOR #22033438
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.