8006 Hatteras Ln, Springfield, VA 22151
3 beds · 2 baths · 1,546 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*** 2.375% Assumable VA Loan available. Call for more details. *** Introducing 8006 Hatteras Lane, a Charming Home in the Heart of Ravensworth Farm. This well-maintained 3-bedroom, 2-bath home with potential 4th bedroom downstairs offers around 1,700 total square feet—with over 1,500 square feet of finished living space—perfectly balancing comfort, functionality, and outdoor enjoyment. The main level boasts an open-concept layout, where the kitchen, dining area, and living room seamlessly flow together—ideal for entertaining or enjoying everyday moments. Upstairs, you’ll find three spacious bedrooms with generous closet space and a conveniently located hall bathroom. The large family room on the lower level offers a cozy fireplace, a second full bathroom, and a versatile laundry room with ample space to double as a workshop or hobby area. Step outside to your private oasis—an outdoor patio off the dining area leads to a fully fenced backyard with a hot tub, vibrant garden beds, and a spacious shed perfect for extra storage or your next creative project. LOCATION, LOCATION, LOCATION: Perfectly positioned with quick access to Braddock Road, I-495 (just one turn away!), I-95, and I-395, commuting is a breeze. Nature lovers will enjoy being within walking distance of Lake Accotink Park, a stunning 493-acre escape with scenic trails, fishing, and even seasonal hunting. Wakefield Park—just minutes away—offers numerous sports fields, a dedicated skateboard park, and tennis courts for outdoor enthusiasts. The nearby Audrey Moore Rec Center features a 50-meter indoor swimming pool, a fully equipped weight room, basketball courts, racquetball, a pottery lab, and various classes and activities for adults and children alike. The area boasts sought-after public and private schools, including Ravensworth Elementary and Lake Braddock Secondary School. This home offers the best of Northern Virginia living—comfort, convenience, and a strong sense of community. See why Ravensworth Farm is one of the area's hidden gems!
Source: BRIGHT #VAFX2232558
Source: BRIGHT #VAFX2232558
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.