8003 Broad Pointe Dr, Zephyrhills, FL 33540
4 beds · 2 baths · 1,846 sqft
Welcome to your new single-family smart home, built in 2021. This 4-bedroom, 2-bathroom home offers an inviting open floor plan upgraded with luxury vinyl flooring allowing scratch resistant technology friendly for all dogs and littles alike found all throughout the home. The center piece of the home is the spacious kitchen, with granite countertops, an oversized island, ample cabinetry, a walk-in food pantry, and sleek kitchen appliances! You can look out to the beautiful lake from any spot in the kitchen and living room, allowing you to make dinner or host friends while still watching the littles play in the backyard. The large primary suite is separate from all the other bedrooms, featuring a spacious ensuite bathroom with a expansive dual sink vanity, and two large walk-in closets! The three additional bedrooms are generously sized, provide great closet space, and a shared a guest bath with a shower-tub combo. Enjoy outdoor living with a screened-in back porch, extended concrete patio perfect for adding a gazebo, and a perfect view of the beautiful lake ready for relaxing and enjoying your morning coffee overlooking the water. Bathed in soft, natural light streaming through, the home feels warm, inviting, and seamlessly connected to the outdoors. Situated just down the street from the community clubhouse, pool, and playground, along with a nearby community dog park, sidewalks, and smart solar powered street lights, this home offers unparalleled convenience! High-speed internet, Wi-Fi, and cable are included in the HOA! Located conveniently off of US 301, easy access to Orlando, Tampa, Lakeland, and other surrounding areas, both Orlando & Tampa International Airports, and the beaches! Just minutes from shopping, dining, medical facilities, parks, and so much more, this home is a must-see! Schedule your private tour today!
Source: STELLAR #TB8335438
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #TB8335438
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #TB8335438