800 Willbrook Cir, Sneads Ferry, NC 28460
4 beds · 4 baths · 2,864 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning Waterfront Home with Private Dock in New River Plantation Welcome to coastal living at its finest! Nestled in the prestigious New River Plantation, this newly renovated waterfront home offers breathtaking waterway views, luxurious finishes, and an array of modern upgrades. Boasting 4 spacious bedrooms, 2 full baths, 2 half baths, an office, a sunroom, attached workshop, and a large back porch, this home is designed for both relaxation and entertaining. Exceptional Features & Upgrades: ✨ Freshly Updated Throughout - Brand new cabinetry and stone countertops in every room, new electrical/plumbing fixtures, refinished hardwood floors, new carpet, and fresh paint give this home a modern and elegant feel. ✨ Gourmet Kitchen - All new cabinets, countertops, double ovens, new or nearly new appliances, and stunning waterway views right outside your kitchen window. ✨ Spa-Like Bathrooms - Featuring all-new tile, fresh fixtures, and new plumbing throughout. ✨ Private Outdoor Oasis - Massive front yard and fenced-in backyard, 275-ft private dock, and expansive porches with serene views from almost every room in the house! Wake up to waterfront views every day. ✨ Smart & Secure Living - Smart thermostat, and security system ensure convenience and peace of mind. ✨ Versatile Spaces - Dedicated home office, sunroom, a workshop with AC attached to the garage, and tons of storage with massive closets throughout. Exclusive Gated Community Perks: 🏡 New River Plantation is one of Sneads Ferry's most sought-after neighborhoods, offering: ✔ Community Clubhouse & Outdoor Pool ✔ Private Neighborhood Boat Ramp & Dock (Adjacent to Your Dock!) ✔ Outdoor Cooking & Gathering Areas Whether you're a boating enthusiast, a nature lover, or simply seeking a luxurious retreat, this property offers the perfect blend of privacy, elegance, and waterfront
Source: NORTHCAROLINAREGIONAL #100487890
Source: NORTHCAROLINAREGIONAL #100487890
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.