800 Whitley Ct, Kennedale, TX 76060
5 beds · 4 baths · 4,484 sqft
Welcome to a home that has it all! Nestled on a corner lot, this spacious 5-bedroom, 4-bathroom home—plus a flexible office that can serve as a 6th bedroom—offers the ideal setup for multigenerational living or families looking for plenty of room to grow and entertain. Step inside to find a light-filled, open layout with soaring ceilings that make each space feel inviting and comfortable. The main living area centers around a charming stone, wood-burning fireplace—perfect for cozy gatherings and quality time. You’ll love the large, functional kitchen, complete with granite countertops and stainless steel appliances, offering plenty of space for everything from quick meals to holiday feasts. Built-in WiFi speakers bring music and entertainment to life, right where you want it. Upstairs, enjoy dedicated spaces for relaxation and fun. The game room and media room are ready for movie marathons, game nights, and all kinds of family entertainment. Four bedrooms and two full baths complete the upper level, giving everyone plenty of space for privacy and rest. Out back, get ready for endless summer fun with an expansive deck, covered patio, and a beautiful pool alongside a cabana. It’s the perfect setup for outdoor gatherings, BBQs, or simply lounging with loved ones. The first-floor primary suite offers a private, tranquil retreat, while the study with built-in shelves and closet is ideal for a home office or additional bedroom. With thoughtful details throughout, this home is truly set up for comfort, connection, and relaxation. Don’t miss the chance to make 800 Whitley Ct your family’s home base—a place designed for good times, easy living, and making lasting memories. ASK ABOUT THE VA Assumable option.
Source: NTREIS #20771175
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20771175
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20771175
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.