800 Westshore Dr, Ochlocknee, GA 31773
3 beds · 3 baths · 1,774 sqft
Lakeside Living at Its Finest in Ochlocknee! Welcome to your dream retreat! This well-maintained home offers breathtaking lake views and direct lake access, perfect for outdoor enthusiasts or anyone seeking tranquility. Nestled on 2.5 acres, this property combines modern comfort with serene natural beauty. Step inside to discover hardwood floors throughout and a warm, inviting family room featuring a wood-burning fireplace, ideal for cozy evenings. The spacious layout includes 3 bedrooms and a flex room that can easily serve as a home office, playroom, or guest space. The master suite, located on the main floor, provides a private escape with convenience and charm. Enjoy cooking and entertaining in the outdoor kitchen or relax in the hot tub on the extra-large deck. A screened-in porch offers panoramic views of the lake, while the large front porch is the perfect spot for sipping coffee and soaking in the peaceful surroundings. This home boasts 2 full baths and a half bath, combining practicality with elegance. Whether you're fishing, kayaking, or simply enjoying the view, this property is a lakeside haven you'll love coming home to. Don't miss this rare opportunity to own a slice of paradise! Call today to schedule your private tour. Pictures are from last time home was listed. Home is in need of TLC and may not depict condition of actual pictures.
Source: GAMLS #10420404
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10420404
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.