80 La Rue Pl NW, Atlanta, GA 30327
4 beds · 3 baths · 2,499 sqft
MUST SEE! "RARE FIND"---LARGEST FLOOR PLAN IN CROSS CREEK'S 936 HOMES!!! SOUGHT AFTER 4 BEDROOM TOWNHOME IN THIS UNIQUE & SOUGHT AFTER GATED COMMUNITY! The spacious townhome has three levels of treasured living space and has much sought after covered parking. It's a desirable private end unit with two wonderful outdoor areas which overlook peaceful greenspace. The terrace level has a large private fenced courtyard and the main level has a private balcony with staircase leading down to the lower courtyard. ENJOY ALL NEW THERMAL PANE WINDOWS THROUGHOUT, beautiful hardwoods, crown molding, plantation shutters throughout, fireplace, window seats, and custom built-ins. The main level flows beautifully with a welcoming foyer which leads to the staircases. There's a spacious fireside family room with lovely built-ins and plantation shutters. The large formal dining room is perfect for entertaining. Enjoy the renovated chef's kitchen with white cabinets, granite countertops, tile backsplash, replaced appliances, under cabinet and recessed lighting. Off the kitchen is a cozy area that may be used as a breakfast area or den-you choose. Take the French doors to the balcony which is a great place to have morning coffee. The upper level has three bedrooms and two baths. There's a spacious ensuite-large bedroom, plantation shutters, window seat, two generous closets, tile bath with separate vanity area. The two secondary bedrooms are generous with a shared bath, good closets, and desirable window seats with great storage. One of the secondary bedrooms has a wall of built-ins--use as a bedroom or office. There's a full terrace level with additional living space and great storage area. Terrace level has a large den/bedroom with built-ins-you choose. Take the French doors to a large private fenced courtyard with storage closet. Everyone will enjoy this outdoor space. Terrace level also has a full bath, office/bonus room with wall of built-ins, storage room. Both HVAC units and compressor have been replaced-one HVAC replaced March 2025. Electrical panel has also been replaced. The La Rue satellite pool is only steps from your front door. Enjoy the great saltwater pool with recently renovated clubhouse. Great place to get to know your neighbors. ALL Cross Creek's unsurpassed amenities are at your fingertips: 24 hour staffed gate, 18 hole par 3 public golf course, 3 pools, 3 clubhouses, pickleball, tennis, restaurant/bar, pro-shop, management office, gym, lake, parks, guest suite for resident's visitors, and EV charging stations throughout the community. Cross Creek is a Certified Wildlife Habitat by the National Wildlife Federation. THIS COMMUNITY IS A HIDDEN JEWEL IN METRO ATLANTA on 122 acres of lush green space in the middle of the city. Many owners choose to live in Cross Creek for a long time, never choosing to leave.
Source: FMLS #7553990
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7553990
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.