8 Citrus Dr, Palm Harbor, FL 34684
4 beds · 4 baths · 2,094 sqft
Home stayed HIGH AND DRY during the Hurricanes !! LAKEFRONT MASTERPIECE – COMPLETELY RENOVATED WITH NO EXPENSE SPARED! Prepare to be amazed by this stunning lakefront home on Lake Tarpon! With loads of updates and renovations, this custom-designed 4-bedroom, 3.5-bath, 2,000+ sq. ft. home is a true masterpiece that combines modern luxury with Florida lifestyle living. The home features a chef's dream kitchen with beautiful white cabinets, soft-close drawers, granite countertops, custom faucets, and top-of-the-line LG energy-efficient stainless steel appliances. Thick and durable porcelain tiles flow throughout, leading to an oversized great room with vaulted solid wood coffered ceiling, and a setup for projection television—perfect for entertaining or relaxing with a view of the lake. This split floor plan offers two master suites. The primary suite boasts a deluxe spa-inspired walk-in shower with dual shower heads, his-and-her closets with custom shelving, and stunning finishes. In addition this bedroom and bathroom has been discreetly modified for disabled or elderly needs, blending functionality with style. The second suite includes a large walk-in closet and full bathroom. It also provides convenient outdoor access. This would make a great mother in law setting for those exploring the multi generational living situation. A convenient half bath is located in the living area. Step outside through brand-new double-pane infinity sliders to a fishing paradise. Enjoy daily lakefront views, a 20x12 wood dock, an outdoor half-kitchen, and a partially covered porch for rainy days. The home is fenced and equipped with aluminum bolt-on hurricane shutters for added protection. This home is fully equipped with cameras, and a video doorbell. Additional features include a full-sized laundry room with modern cabinets, a washer, dryer, and utility sink, as well as a large soundproof storage room on the exterior of the home Located in a highly desirable area, this home offers convenient access to fantastic dining, shopping, top-rated schools, and nearby beaches. With just about every upgrade imaginable, this isn’t just a home—it’s a lifestyle. Don’t miss your opportunity to own this one-of-a-kind lakefront gem! AC is 2017 Tankless hot water heater 2018 roof 2013
Source: STELLAR #TB8338000
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8338000
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.