7991 Broad Pointe Dr, Zephyrhills, FL 33540
4 beds · 2 baths · 1,846 sqft
Price Reduced! NESTLED on a QUIET POND! This treasure of a home offers a backyard multi-acre pond view and features a well-appointed kitchen overlooking the great room. It also includes 4 spacious bedrooms, 2 bathrooms, an inside laundry closet, and additional closet storage. The great room is a comfortable and cozy environment, upgraded with surround sound ceiling speakers, and it offers a great window view of the backyard pond. The kitchen offers 42-inch cabinets highlighted with trendy granite countertops. Recessed lighting, ceramic floor tile, closet pantry with built-in shelving for increased storage and organization, a separate coffee bar, breakfast bar seating, and stainless-steel appliances complete this eye-catching room. The master bedroom is spacious and includes a huge custom walk-in closet and built-in shelves. This split floorplan home also has three additional roomy bedrooms, each with ample closet space. When you’re ready to enjoy the outdoors or maybe just want to take time and relax, the extended screened lanai is a great place to go, offering a quiet and peaceful view of the pond. The home includes Smart Home automation, making it convenient to control lighting, thermostat temperature, and security from across the room or away from home. Additional highlights include an irrigation system, ceiling fans in all bedrooms, a 2-car garage, and wired security cameras. There’s a short walk to take advantage of Abbott Park’s community amenities including a refreshing pool, open-air clubhouse, playground and tot-lot, and dog park. Community-wide internet and Spectrum cable are included in the HOA fees. An excellent school district, easy access to a variety of dining and entertainment options, area golf course, medical facilities, and more!
Source: STELLAR #t3547439
Source: STELLAR #t3547439
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3547439
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.