79775 Eagle Bend Ct, Indio, CA 92201
3 beds · 2 baths · 2,168 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This spacious 2,168 SF home features 3 bedrooms and 2 bathrooms, set on a generous 1/4-acre lot with a tranquil, park-like backyard. The gourmet kitchen is a chef's dream, boasting granite countertops, a breakfast counter, a cozy eating area, and a walk-in pantry. High-end stainless steel appliances, including double ovens, a built-in microwave, and a gas cooktop, make cooking and entertaining a breeze. Additionally, the separate laundry room offers extra storage space for convenience. The great room is the perfect place to relax, complete with a gas fireplace with a stunning stacked stone face. It also includes a formal dining area, vaulted ceilings, and custom paint throughout the home. Located within the IID for lower energy costs, this home is ideally situated close to shopping, dining, and entertainment in La Quinta and along Highway 111. The community offers a low HOA fee, which includes front yard landscaping maintenance, 24-hour manned security, FiOS cable TV/internet, and access to two Resident's Clubs that feature pools, spas, and fitness centers. You'll also be just moments away from the Big Rock Golf Club, Big Rock Pub, Costco, Home Depot, and movie theaters, as well as being within walking distance to highly sought-after elementary, middle, and high schools.
Source: CRMLS #219125960DA
Source: CRMLS #219125960DA
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.