7974 Turtle Creek Cir, Gainesville, VA 20155
3 beds · 5 baths · 3,016 sqft
Enjoy over 3,000 finished square feet of casual sophistication with lots of natural light throughout this Immaculate, like-new, End Unit Townhome in the highly sought-after Lake Manassas Turtle Point. As you enter, the lower level greets you with beautiful LVP flooring and leads to the large Rec Room which could be used as a media room, an office, or 4th Bedroom and has a full Bathroom with a walk-in shower, ceramic tile & granite countertops. Atrium door leads you to the partially covered extended paver patio and a well-manicured fenced back yard. From the garage you enter into the mudroom in which an extra storage rack has been added, allowing room to change, hang clothes, and store items in drawers. It's very nice! The LVP floors continue up to and throughout the main level. The kitchen, the centerpiece of this open concept living space, has a massive center Island with granite countertops, pendant lights, lovely upgraded backsplash, and stainless steel appliances including a brand new refrigerator (the original refrigerator will be left in the garage). On either side of the massive kitchen there is so much living and dining space that it is truly an entertainer’s dream. A cozy gas fireplace and powder room complete this main level. And if that isn’t enough, the atrium door leads to a large covered balcony that overlooks the backyard. Upstairs you find 3 bedrooms all with ensuite bathrooms. The primary bedroom enjoys plush carpet, a huge walk-in closet, ceiling fan, and access to another private balcony overlooking the backyard. The laundry room is conveniently located on the upper level. Additionally, the seller recently installed a whole house water purifier (New technology as used in navy subs. The unit separates the particles that gather calcium and rust and prevents the water from becoming hard). 3 large mounted TVs to convey. Home has upgraded AC and Heating controls with digital "Nest Learning Thermostats” which can be pre-set to your desired temperature and it "learns" your patterns and adjusts the temperature accordingly. The gated golf community offers a 24/7 manned entrance gate, tennis courts, pool, and walking/jogging trail. Lake Manassas is home to the public Stonewall Golf Club and the private Robert Trent Jones Golf Club. The location is ideal with shopping, restaurants, movie theater, route 66, commuter lots, Omni bus to Pentagon & DC just minutes away!
Source: BRIGHT #VAPW2087362
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2087362
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.