7971 Quince St, Commerce City, CO 80022
3 beds · 3 baths · 2,584 sqft
Step into this enchanting 3-bedroom, 3-bathroom sanctuary and feel instantly at ease. Sunlight pours through large windows, illuminating the 2,584 total square feet and highlighting the home’s warm, inviting ambiance. An effortless flow connects the living spaces, ensuring memorable gatherings and cozy evenings alike. At the heart of this home, the kitchen offers plenty of room for trying new recipes or simply enjoying a morning cup of coffee. Venture downstairs to the finished basement—complete with a full kitchenette—where possibilities abound: an inspiring creative studio, a welcoming retreat for overnight guests, or the ultimate entertainment zone. Outside, the private backyard is an oasis for tranquil afternoons and festive barbecues under the Colorado sky. And with no HOA restrictions, you have the freedom to shape your outdoor spaces into your personal haven. Located in bustling Commerce City, you’ll relish easy access to local shops, dining, and commuter routes—yet always look forward to returning to the comfort of this truly special home. Don’t just imagine the life you can create here—come experience it. Schedule a tour and feel the warmth of 7971 Quince Street for yourself.
Source: RECO #6800808
Source: RECO #6800808
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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