7951 Kelly Ann Ct, Fairfax Station, VA 22039
5 beds · 5 baths · 7,495 sqft
Welcome to this elegant brick colonial estate, perfectly situated on a private 5-acre lot in the prestigious Briarlynn Estates community of Fairfax Station. Nestled on a peaceful cul-de-sac, this home offers a blend of timeless sophistication and modern updates and provides a relaxing retreat, just 30 minutes from DC, with Burke Lake Park and various shopping options only moments away. Step into the grand two-story foyer with an open staircase, setting the tone for the spacious and light-filled interior. The main level features a chef’s dream kitchen with stainless steel appliances to include a Thermador gas cooktop, Viking double oven, sub-zero refrigerator, a warming drawer, and ample prep space—ideal for cooking enthusiasts and entertaining. This level also includes a large, sunlit office, formal dining room with exquisite hand-painted walls, a sophisticated living room, a well-appointed mudroom, and a beautiful sunroom—perfect for relaxing and enjoying the surrounding views. The spacious family room, a true gathering space, boasts soaring ceilings and one of the home’s three gas fireplaces, adding warmth and charm. The upper level boasts an oversized primary suite with dual walk-in custom closets, a sitting area, and a newly renovated spa-like bath featuring heated tile floors, a separate walk-in shower, and a cast iron soaking tub. Two additional large bedrooms share a Jack and Jill bath, while the fourth bedroom enjoys its own private ensuite bath. The fully finished, walkout lower level is exceptionally spacious, offering multiple entertaining areas, perfect for a home theater, billiards, game nights, or relaxation. A fifth bedroom and a full bath make this level ideal for guests or an in-law suite. Additionally, there is ample storage space, ensuring plenty of room for seasonal items, hobbies, and organization. The expansive backyard, surrounded by mature trees, provides ultimate privacy and tranquility. Off the main level, step onto the large Trex deck, ideal for outdoor entertaining or quiet mornings with coffee while enjoying the peaceful, tree-lined views. Recent upgrades include: ✔ New water heater (2024) ✔ New main-level heat pump & natural gas furnace (2023) ✔ Whole-house natural gas generator & new upgraded circuit panel (2023) ✔ Second-floor AC unit replaced (2022) ✔ New roof, siding & gutters (2022) ✔ Trex decking, four new garage doors, openers & natural gas cooktop (2020) ✔ Windows replaced (2019) This extraordinary home offers timeless elegance, thoughtful updates, and a prime location in one of Fairfax Station’s most desirable communities. Don’t miss this rare opportunity! Schedule a private showing today!
Source: BRIGHT #VAFX2226470
Financials
Source: BRIGHT #VAFX2226470
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.