7940 Jansen Dr, Springfield, VA 22152
4 beds · 3 baths · 1,196 sqft
If you've dreamed of living in West Springfield, look no further! This beautiful home is settled in the heart of West Springfield with views of the Springfield Golf and Country Club. A meticulously maintained home with 4 bedrooms and 3 full bathrooms, fully fenced in back yard, and tons of updates. Newly refinished solid hard wood floors throughout the main level will lead you to a beautifully finished kitchen with granite countertops, large cherry finished cabinets, pot filler, new flex fridge, newer stainless steel appliances and a brilliant window over the sink designed to be able to pass food and drinks through to the outside patio. The eat in kitchen has loads of natural light from the french doors leading to your backyard oasis. With a custom trellis, landscaping that includes fruit bearing trees and brand new sod, it is perfect for entertaining or to have your own private retreat. On the main level you'll also find a spacious family room with a wood burning fireplace, 3 bedrooms, including the primary en suite, and an additional full bathroom; each with thoughtful updates and heated floors. Downstairs, next to the walk in mudroom/entryway is a large bedroom with updated hardwood floors and the second of two wood burning fireplaces. Additionally, you'll find a full bathroom, generous laundry room and so much storage! The garage door was updated with an ultra quiet door and back up battery, installed in 2024. A new tankless instant hot water heater and all new water pipes were also installed in late 2024. The chimneys and fireplaces were renovated in 2024 and have been carefully maintained. This home really does have it all. The efficient commuting is established with several bus stops, Metro stop, commuter lots and quick access to the major highways. You would never guess, due to the peacefulness around the community, but you're also walking distance to the local schools, and everything you could need is close by in various shopping areas and beautiful parks.
Source: BRIGHT #VAFX2231990
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2231990
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.