7936 BASSANO DR, Round Rock, TX 78665
ASSUMABLE LOAN AVAILABLE at 3.25% Love where you live! Charming, move-in ready 3 bedroom, 2 bath home, plus a built-in custom office in the desirable Siena subdivision – an amenity rich community, community pool, park, & walking trails. Beautiful curb appeal with an inviting front covered porch & garden beds welcoming you home. Inside, you are greeted with stunning natural light making the space feel light, bright, and airy. Featuring a highly sought-after open floor plan – ideal for entertaining. Wood-look luxury vinyl-plank flooring guides you through the main living areas and adds warmth to the crisp neutral color pallet. The generously proportioned kitchen has been designed for you to prepare your meals comfortably – complete with ample counter space, breakfast bar for busy mornings, granite counters, stainless steel appliances, tons of cabinet storage, farmhouse pendant lighting, and easy access to the dining area. The primary bedroom is generously sized featuring high ceilings, ceiling fan, massive walk-in closet, and easy access to the ensuite – complete with dual sink vanity & a shower/tub combo. Two additional nicely sized bedrooms all with ample closet space and easy access to a full bath with a dual sink vanity. Soak up the outdoors year around and get ready for the summer BBQ's on the jaw dropping massive, covered patio – showcasing a stunning stained tongue and groove ceiling, two oversized farmhouse fans, recessed lighting, wired for a tv, and a meticulously maintained yard ready for you to customize to your liking. Additional features include ring doorbell, gun safe, and garage storage.Fantastic location with quick access 45 & 130 tolls. A short 15 minutes to Dell HQ & Kalahari water park and 25 minutes to Samsung, Apple, IBM campuses, Amazon, and the Domain where you can enjoy ample restaurants, entertainment, or shop ‘til you drop. To access disclosures and other info on the property go to: https://wkf.ms/4dcGc6v
You may be able to put down less than the total down payment amount of $171,737 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #5170025