VA loan
1 of 27
VA loan
$379,000 SIGNIN

Sign in to see required down payment for the 3% rate

7936 Bassano Dr, Round Rock, TX 78665

3 beds · 2 baths · 1,706 sqft

Love where you live in this charming, move-in-ready 3-bedroom, 2-bath home with a custom-built office in the desirable Siena subdivision—an amenity-rich community offering a pool, park, and walking trails. This home greets you with beautiful curb appeal, featuring an inviting front porch and garden beds. Inside, the open floor plan is flooded with natural light, creating a bright and airy atmosphere, complemented by wood-look luxury vinyl plank flooring for warmth and style. The kitchen is a showstopper, with granite countertops, stainless steel appliances, ample cabinet space, a breakfast bar, and farmhouse pendant lighting. The spacious primary suite includes high ceilings, a massive walk-in closet, and an ensuite bath with dual vanities and a shower/tub combo, while two additional bedrooms offer ample closet space and share a full bath with dual sinks. The outdoor space is perfect for entertaining, featuring a massive covered patio with a stained tongue-and-groove ceiling, recessed lighting, two farmhouse fans, and TV wiring, plus a meticulously maintained yard ready for your personal touch. Additional highlights include a Ring doorbell, gun safe, and garage storage. Located just minutes from major employers like Dell, Samsung, Apple, and IBM, with easy access to 45 and 130 tolls, this home is also close to The Domain, Kalahari Water Park, and countless shopping and dining options. Don’t miss this perfect blend of charm, convenience, and style! For more info, go to: https://wkf.ms/4dcGc6v

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$1,532
$2,067
You may also save up to $160,938 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,067 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3%
Remaining term
25 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,532
Principal & interest
$1,086
Mortgage insurance
-
Property taxes
$95
Home insurance
$325
HOA fees
$25
Utilities
Not included

Source: Public records

Home details
Size
1,706 sqft
Lot size
0.152 acres
Year built
2017
Type
Single Family Residence
HOA dues
$25.00

Source: ACTRIS #5744467

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 05:06 pm
Listing agent: Carlye Jane Alderete
Listing provided courtesy of: Compass RE Texas, LLC (512) 575-3644
Details provided by ACTRIS and may not match the public record.
MLS ID: #5744467
Based on information submitted to the MLS GRID as of Apr 21 2025 - 13:48. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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