7914 Brodie Dr, New Port Richey, FL 34653
3 beds · 2 baths · 952 sqft
BACK ON THE MARKET DUE TO NO FAULT OF THE SELLER!! Discover the charm and potential of this delightful 3-bedroom, 2- bathroom home, perfectly nestled on a spacious, fenced-in corner lot in a quiet neighborhood! Inside, you will find an open, comfortable and inviting living space. Each bedroom is cozy and offers plenty of natural light. The primary bedroom features an ensuite bathroom. Both bathrooms feature a shower/tub combo. The kitchen is light and bright featuring an eat in space. Outside, the large yard offers space for your outdoor activities, gardening, or create your own outdoor oasis, the possibilities are endless! Bring your furry friends as this yard is perfect for them to run around and is fully fenced! ROOF and AC 2017. WASHER, DRYER, ELECTRIC MOWER, BATTERY, WEED EATER CAN ALL CONVEY WITH THE PROPERTY. NOT located in a flood zone. NO HOA Fees AND NO Deed restrictions! LOCATION IS EVERYTHING, and this home has it all! Just a short distance away, you will find a variety of shopping options, restaurants, and other amenities making daily errands a breeze! Schools nearby are Pepin Academies New Port Richey Campus, Calusa Elementary School, Wendell Krinn Technical High School, Fred K. Marchman Technical College. Less than 10-minute commute to US HWY 19, Nick's Park Boat Ramp and waterfront dining. 10 minutes to Historic Downtown New Port Richey and Sims Park boat ramp where you can indulge in incredible restaurants, coffee shops, a vast variety of events and night-life entertainment! Don't miss out on this opportunity to make this house your own. Whether you're a first-time home buyer or looking for an investment property, this home is priced to sell and has the potential to meet all of your needs!
Source: STELLAR #tb8307331
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307331
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307331
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.