7910 Osteen Rd, New Port Richey, FL 34653
4 beds · 2 baths · 1,972 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Welcome to your dream home! This stunning 4-bedroom, 2-bath pool home offers the perfect blend of style, comfort, and functionality. Situated on a spacious corner lot with a fully fenced yard, this property provides privacy and plenty of outdoor space for entertaining or relaxing. Step outside to your own personal oasis featuring a sparkling pool, concrete and paver pool deck, and lush landscaping — ideal for sunny Florida days. Inside, you'll find 1,972 sq ft of beautifully updated living space, including a dedicated home office perfect for remote work or study. The heart of the home is the updated kitchen, complete with modern finishes and ample storage. Enjoy the elegance and durability of ceramic tile flooring throughout the home. A 2-car attached garage adds convenience, and the split bedroom floor plan offers privacy for the primary suite. Located near beautiful gulf beaches, shopping, and top-rated restaurants, this home offers the best of Florida living with everything you need right at your fingertips. This home checks all the boxes – don’t miss your chance to own this incredible pool property in a prime location!
Source: STELLAR #TB8362849
Source: STELLAR #TB8362849
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
