791 Porter Ave, Campbell, OH 44405
3 beds · 1 baths · 1,344 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 791 Porter Avenue! This 3-bedroom RANCH home has been tastefully updated and has such adorable character! When you pull up, you will notice the newer roof and siding (2021), newer vinyl windows, as well as stone accents on the facade! Walk in through the front door to the large living room with gas fireplace and hardwood flooring! The eat-in kitchen area has a glass slider that leads to the covered back patio overlooking the fully fenced in backyard! The kitchen has been completely updated (2021) with white cabinetry, granite countertops, backsplash, LVT flooring and stainless-steel appliances. The first bedroom has a wood slatted accent wall, newer carpet and closet organizers! The second bedroom is currently used for an office and has hardwood flooring and an industrial built-in shelving unit! The master bedroom is huge and has hardwood floors as well as a walk-in closet! The updated full bathroom has a tub/shower surround, gray vanity and new fan! The full basement can be transformed into a rec room, playroom, game room, additional living space... or just a place for your storage! This home also has an attached 1 car garage! Other updates include hot water tank and central air unit (2020). A 2-10 Home Warranty is also provided to the buyer for a year! With just 10 minutes from Boardman/Poland, a short walk to Roosevelt Park, and few minutes from shopping & restaurants, you won’t want to miss out on this one! Available for Immediate Possession.
Source: MLSNOW #5098888
Source: MLSNOW #5098888
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.