790 SHADY CANYON WAY, Kissimmee, FL 34759
Great BOLZANO model with a GOLF CART GARAGE on a CONSERVATION lot in the Mira Vista subdivision of Solivita. **See the FULL LENGTH VIDEO on Tour Link 1.** 8' doors & DOUBLE PANE VINYL FRAME LOW E windows throughout. OPEN CONCEPT Home with CERAMIC TILE in all main living areas and carpet in bedrooms. There is a STORM DOOR at front entry. Kitchen features GRANITE counters, 42' upper cabinets with CROWN MOLDING, LAZY SUSAN, RECESSED lights, PRE-WIRED for pendant lights, STAINLESS STEEL appliances (Dishwasher & Garbage Disposal NEW in 2024) and a French Door pantry. Great Room has RECESSED LIGHTS. Den has built-in desk & cabinets. Primary Suite and 2nd bedroom have built-in cabinets in the closets and linen closets. Primary Bathroom has DUAL SINKS, RAISED VANITIES, walk-in shower with bench and Listello trim. FULL 2nd bathroom has upgraded tile in the tub/Shower with a Listello trim. Relax on your COVERED and SCREENED LANAI with great CONSERVATION VIEWS! Make this your home today! ***Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & the Orlando International Airport. Over 5,300 homes have been built in Solivita since the community started in 2000, with less than 50 new homes left to be built in mid 2024. Approximately 8,000 residents live in Solivita full time. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: * - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - Maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.*** Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER opening directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco, Hair Cuttery plus MORE TO COME.***
You may be able to put down less than the total down payment amount of $121,391 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5110651
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.