7893 E 123rd Pl, Brighton, CO 80602
5 beds · 4 baths · 3,043 sqft sqft
GORGEOUS 2-story, single-family home in King Ranch Estates! Your future home offers 5 Bedrooms and 3.5 Bathrooms. A covered front porch welcomes you to the main level, where you’ll find a formal Living Room with full-wall custom built-ins, and bright open layout between the Family Room with cozy fireplace, and the large eat-in Kitchen. The Kitchen features granite-slab countertops with decorative subway tile backsplash, stainless-steel appliances with double ovens and a gas cooktop, and a center island with additional seating x4 and storage! Upstairs, you’ll find the Laundry Room conveniently located near 4 bedrooms, including the Primary, which has a private 5-piece bathroom with a custom walk-in closet! The secondary bedrooms share a full bath with dual sinks. Finishing off the upstairs, is a Loft—perfect for an in-home office, media, or play room! Get ready to entertain in the finished walkout basement! There is a Rec Room, 5th bedroom, and a 3/4 bath—great for extended-stay guests looking for some privacy! If you work from home, you’ll love the private office with double French doors! Set up your favorite grill and outdoor furniture on the covered back deck, and relax! All Kitchen Appliances, Hot Tub, Garage Heater, Google Nest Security system with Cameras included! Great home! Great location! Call for a personal showing!
Source: RECO #7098912
Interest rate and monthly payment estimated based on public records.
Source: RECO #7098912
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7098912
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