785 Dockside Dr SW, Palm Bay, FL 32908
4 beds · 2 baths · 1,817 sqft
Welcome to Your Dream Home in Tillman Lakes! Nestled on a desirable and spacious corner lot in the sought-after Tillman Lakes community, this beautifully crafted 4-bedroom, 2-bath home offers a perfect blend of modern design, functionality, and comfort. With its open floor plan and thoughtful details, this residence is ideal for any potential buyer! Step into the heart of the home, where the spacious kitchen invites you in with its sleek white shaker cabinets, gleaming quartz countertops, and stainless-steel appliances. The large island with a breakfast bar serves as a focal point, providing ample prep space and seating for casual meals or gathering with friends. Flowing seamlessly from the kitchen, the beautiful dining room and expansive Great Room are drenched in natural light, creating a welcoming environment for gatherings of any size. The sliding glass door leads to the private, fenced backyard, a perfect extension of your living space for outdoor dining, play, or simply unwinding after a long day. Retreat to the peaceful Owner's Suite, where you'll find a generously sized walk-in closet and a tranquil bathroom with double vanities and plenty of storage. Each additional bedroom is spacious and versatile, ready to accommodate your needs. Impact windows throughout offer security and energy efficiency, while the pavered driveway, walkway, and back patio add a touch of elegance to the home's exterior. With a beautifully landscaped yard and fenced for privacy, this corner-lot gem offers both curb appeal and functional outdoor space. This home is the perfect blend of style, convenience, and comfort. Don’t miss your chance to make this gorgeous home yours—schedule a showing today and discover the best of Tillman Lakes living!
Source: STELLAR #g5087474
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087474
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087474
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.