7837 Bostonian Dr, Winter Garden, FL 34787
4 beds · 4 baths · 2,714 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully crafted Taylor Morrison luxury home, ideally located in the prestigious Overlook at Hamlin community. Surrounded by million-dollar homes and just minutes from Walt Disney World, this 4-bedroom, 3.5-bath residence combines refined elegance with modern comfort—offering nightly firework views throughout the community and a lifestyle like no other. From the moment you arrive, the home captivates with its exceptional curb appeal, lush landscaping, and thoughtfully designed garden oasis featuring avocado and mango trees, papaya, peach, longan, June plum, lychee, tomatoes, thai bananas and more —enhanced by peaceful flowing souds of the fountains and inviting outdoor spaces. The main floor features beautiful wood flooring throughout—no carpet—as well as tray ceilings, crown molding, and designer finishes. Entertain with ease in the formal dining room, or enjoy casual meals in the spacious eat-in kitchen. The first-floor primary suite offers a serene retreat with a frameless glass shower, soaking tub, and spacious walk-in closet. Upstairs, a large bonus room provides the perfect setting for a game room, media space, or additional living area. Built-in desk spaces make working or studying from home effortless and organized. Additional upgrades and features include gas stove, two tankless gas water heaters, overhead storage in the garage, and a functional layout that offers flexibility for every lifestyle. The exterior as well as the interior have recently been painted, and there are SOLAR PANELS saving you hundreds in monthly electricity. Solar Panels will be paid off by the owner at closing, and ownership will be transferred to the new owners. Residents of Overlook at Hamlin enjoy an unmatched array of resort-style amenities, including a clubhouse, fitness center, resort pool, playground, dog park, and an active community calendar with an onsite lifestyle manager. The neighborhood sits along Lake Hancock and provides private boat launch access—ideal for water skiing, fishing, or docking at the planned marina in Hamlin Town Center. Hamlin Town Center, just moments away, offers dining, shopping, a luxury cinema, brewery, and the highly anticipated Tiger Woods PopStroke experience. This home is a rare opportunity to enjoy elevated living in one of Central Florida’s most sought-after communities!
Source: STELLAR #O6298479
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6298479
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.