7833 June Ln, Wildwood, FL 34785
4 beds · 2 baths · 2,031 sqft
Welcome to this beautifully maintained 4 bedroom, 2 bathroom , 2,031 sq ft home on an oversized corner lot. This home offers an open floor plan perfect for modern living. The heart of the home is the spacious kitchen, featuring a large island, upgraded faucet, granite countertops, a walk-in pantry, decorative backsplash, and stainless steel appliances. The living area is not only spacious but bright and airy, the bedrooms have plush carpeting and some of the light fixtures have been upgraded with dimmers throughout. The guest bathroom has a stunningly upgraded tiled walk-in shower with glass doors. Additional interior features include freshly painted walls, blinds on all the windows, and ceiling fans in all bedrooms, the living room, and the screened-in lanai. The separate laundry room comes equipped with an LG washer and dryer set, plus extra storage space for your convenience. The garage has been upgraded with additional overhead storage, providing ample space to keep your belongings organized and out of the way. The home is equipped with a home water softener system provide higher quality water. Stepping through the sliding glass doors, you will find a spacious screened lanai, perfect for unwinding and enjoying the outdoors in comfort and privacy. Whether you're sipping your morning coffee or hosting a casual evening gathering, this inviting space offers the ideal setting for relaxation and enjoyment. The HOA fee covers basic lawn care, internet, and cable, making for easy, low maintenance living. This gated and golf cart-friendly community is not only conveniently located near a variety of restaurants, shops, gas stations, and more, making everyday errands and dining out a breeze but the community also offers a range of amenities, including pickleball courts, a clubhouse, a resort-style pool, and a bocce ball court. Don't miss out on this exceptional home and schedule a showing today.
Source: STELLAR #g5086568
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5086568
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5086568
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.