7827 Starfire Way, New Port Richey, FL 34654
3 beds · 2 baths · 2,042 sqft
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****MOTIVATED SELLER**** Fabulous 3 bedroom home includes a DEN/OFFICE that may double as a Guest Bedroom. •ASSUMABLE VA LOAN [buyer will need to assume their own VA entitlement]. •Custom built SALTWATER POOL home located in the highly sought after community of Rosewood in Florida's New Port Richey, Pasco County, minutes from NEW CHARTER SCHOOLS, commerce, and public transportation. •NON-FLOOD Zone, LOW monthly HOA fees of just $42 and LOW PROPERTY TAXES in comparison to others, make this home-sweet-home HIGHLY ELIGIBLE FOR MANY FUTURE HOMEOWNERS. This home-sweet-home comes fully equipped with the following beneficial features and ready for your immediate move-in: •Impact Resistant Garage Door. •New Electric Water Heater installed December 27, 2024. •NEW ROOF in 2020. •Brand new stainless steel kitchen appliances: refrigerator, mounted microwave, dishwasher, electric stove with oven. •Inside utility room ready with washer and dryer included and storage cabinets. •New fresh interior paint throughout the home. •The family room includes beautiful tall windows and a wood-burning fireplace for those colder nights. •Not only is there a family room and a dining nook with sliders leading to the pool and backyard, but there is also a separate formal dining area, aside from the formal living room area that also comes with glass sliders leading to the backyard and pool area. •Retreat to your master where you will find peace and serenity along with your own private bathroom which includes a separate water closet, walk-in shower, garden tub with jets, dual sink vanity, and an oversized ample walk-in closet. •Water Softener Treatment. •The elegant elevation and the tastefully manicured landscape make this home a must see in person to appreciate all of the wonderful benefits it has to offer its future proud homeowner. Properties like this are a dream for many, so don't miss out and schedule your showing today!
Source: STELLAR #T3541198
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #T3541198
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.