782 Seneca Meadows Rd, Winter Springs, FL 32708
4 beds · 2 baths · 1,947 sqft
Welcome Home to Your Dream Pool Oasis in the Gated Community of Parkstone! Nestled in the beautiful and serene community of Parkstone in Winter Springs, this immaculate single-story, 4-bedroom, 2-bathroom executive home is move-in ready and waiting for you! With vaulted ceilings, a split floor plan, and an inviting pool and spa, this home offers the perfect combination of style, comfort, and functionality. As you step inside, you’ll be greeted by a formal living and dining area—ideal for entertaining guests. The heart of the home features a spacious kitchen with Quartz countertops, bright white cabinets, and a center island, all overlooking the breakfast nook and family room. The open layout, complete with laminate wood flooring, ensures you never miss a moment with loved ones.The master suite is your private retreat, featuring dual sinks, a garden tub, a separate shower, and a walk-in closet. The versatile fourth bedroom, located near the master, is perfect as a home office, nursery, or hobby room. The additional bedrooms are generously sized with views of the sparkling pool and backyard, offering plenty of space and natural light. Step outside to your own personal paradise—a screened-in pool and spa, complemented by an open porch perfect for backyard BBQs and gatherings. With no rear neighbors, you can relax in total privacy. The best part? The HOA takes care of lawn maintenance, giving you more time to enjoy your weekends by the pool! Parkstone is more than just a place to live—it’s a lifestyle. The community offers walking trails, a fishing pier on Lake Jesup, tennis and volleyball courts, and a community pool. Located near top-rated schools, Publix, Winter Springs Town Centre, and major highways like the 417, this home combines convenience with tranquility. This home has been meticulously maintained and is truly move-in ready. Whether you’re looking for a peaceful retreat or a place to host unforgettable gatherings, this property has it all. Don’t miss your chance—schedule your showing today because this gem won’t last long!
Source: STELLAR #o6234309
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6234309
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6234309
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.