7814 Clayton Crk, San Antonio, TX 78254
5 beds · 4 baths · 2,573 sqft sqft
Discover this remarkable 5-bedroom, 3.5-bath home with an inviting stone and brick exterior, blending style and functionality in every detail. Step into a spacious, open floor plan enhanced by high ceilings, arched doorways, and recessed lighting. Easy-care ceramic tile flooring graces the family room, which flows seamlessly into the beautifully updated kitchen, granite countertops, stainless steel appliances, gas cooking, under-cabinet lighting, and a stylish new tiled backsplash. Recent updates also include a new water softener, fresh paint, and a modernized dining room floor, electric fireplace, adding to the home's charm and convenience. The downstairs primary suite offers a serene retreat with dual vanities, a separate tub and shower, and a generous walk-in closet. Upstairs, a beautiful wrought iron staircase leads to a large game room and four additional bedrooms, perfect for family or guests. Enjoy outdoor living on the extended covered patio with ceiling fans, ideal for relaxing and entertaining while overlooking a private, fenced yard. Practical enhancements, like gutters, extended driveway, a new pantry setup, cabinets in the laundry room, and a 2-car garage with additional flatwork on both sides of the house, make this home as functional as it is beautiful. Situated in a vibrant community, residents have access to fantastic amenities, including two pools, a splash pad, fitness center, sports courts, and scenic walking trails. Conveniently located near Lackland Air Force Base, Alamo Ranch shopping, and Loop 1604, this home combines comfort, style, and accessibility. Schedule a same-day showing to experience everything this property has to offer!
Source: SABOR #1822547
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1822547
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1822547
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.